Small companies are a major factor in the growth of Brazil. Over the past few years, the government has relaxed regulations on business owners. In the past, it was difficult for potential business owners to get the financing they needed. One of the biggest obstacles to starting a company is available capital.
Luiz Carlos Trabuco Cappi is one of the leading people in the banking industry today. For many years, he led Bradesco to record levels of growth. He recently decided to leave the company and focus on other things in his life. While he was at Bradesco, he started a great lending program for small business owners.
This lending program is designed to help people get capital quickly to start a company. Many people are interested in starting a company while the economy is growing. As the economy in Brazil continues to mature, this is a great opportunity for people to earn additional income.
One of the best aspects of the small business lending program is that the bank offers small business advice to new business owners. Starting a business can seem daunting. Few people have any experience running a company. The bank does not want to lend capital to people who cannot pay it back. Hiring business advisors will help the local community and it also increases profits at Bradesco.
In the coming years, the leaders of Bradesco want to expand the small business lending program. In order to accomplish this goal, the company needs to hire additional business advisors who have practical business experience.
When starting a company, some people want to borrow as much money as possible. However, there are many examples of people who have borrowed too much money. High levels of debt reduce the amount of cash flow in a business. This is especially tough on business owners who run a business that requires inventory. Excess inventory reduces the amount of available cash that business owners can invest in other areas of their business.
Bradesco is lending a lot of money to new business owners in the solar energy field. This is a great area of opportunity for people who want to help the environment. The costs of solar energy continue to decrease as new technology develops. There are some people in Brazil who want to invest in solar energy in order to save on electricity costs. Other people are willing to spend extra money in order to reduce pollution. Bradesco developed a lending program especially for business owners in the alternative energy industry.
Luiz Carlos Trabuco Cappi made a lot of mistakes as the CEO of Bradesco. However, one of his best ideas was developing a small business lending program. There are hundreds of people who have taken advantage of this program over the past few years. This program allows people to get business advice and the capital that they need. Now is a great time to start a company in Brazil with all of the economic growth taking place.
Visit valor.com.br for more details about Luiz Carlos Trabuco Cappi.
The marketing team for the Bumble dating app developed by Whitney Wolfe Herd cherishes its message of female empowerment. Around Bumble’s Headquarters in Austin, Texas are posters and neon signs espousing various Bumble sayings like “Be the CEO your parents always wanted you to marry”, “Make the First Move” and “You’re a Queen Bee.” At Bumble, female empowerment is built into the design of the app.Bumble’s approach to online dating is to give women the power by requiring women to make the first move. Navigating the app is simple. The user swipes right or left to show interest. When two people signal a like, a match is created. The woman, and only the woman, in the match, has 24 hours to make the first move. If she doesn’t start a chat, the connection is lost. This brilliant twist to online dating was initiated and developed by Bumble CEO, Whitney Wolfe Herd. “I always wanted to have a scenario where the guy doesn’t have my number, but I had his.” said Herd, “What if women make the first move, send the first message?”
The Bumble app went live in December 2014 and had over 100,000 downloads in its first month. Women like the app because it puts them in control of initiating the relationship. It makes them feel safer than other dating sites because it avoids unsolicited photos and creepy messages. Men participate in Bumble because it offers them a change of pace. Men don’t have the pressure of coming up with a clever opening line or the empty feeling of rejection when getting no response to their message.Bumble has proved so popular that Whitney Wolfe Herd added two more services: Bumble BFF and Bumble Bizz.
Bumble BFF allows for platonic matches with women who share the same interests. As the app marketing message declares, it allows women “to add to their squad.” Bumble Bizz is a career networking app with the same woman-first interface. Similar in intent to LinkedIn, Herd says Bumble wants to “empower women to have the confidence to make the first move within a professional environment.”In reflecting on her success with Bumble, Herd said in a Fast Company interview: “I think so many women allow themselves to be defined by somebody else’s narrative.” There is no doubt that Whitney Wolfe Herd is in charge of Bumble and, literally, her own narrative. Her memoir, Make the First Move, is expected to be released next fall.
Currently cancer is second place on the list of causes of death in the US and despite the years of study and treatment, curing cancer is still elusive and it is still a killer. Each type of cancer is specific to the organ(s) affected and to the individual’s genetic sequences, meaning that effective cancer treatments require some customization to be useful to a patient.
Learning about these challenges during his wife’s cancer treatment Eric Lefkofsky, a technological entrepreneur in the chicago area, also learned that despite the commonality of electronic health records, there wasn’t a complete system that streamlines the data and makes it useful to physicians. In response to this problem, Erock Lefkofsky co-founded Tempus, a software system that accumulates cancer patient data, including physician notes, as well as amassing information through human genome sequencing to provide a complete picture of the patient and allows for structured therapies and treatments designed for the patient’s needs.
No stranger to technology entrepreneurship, Eric Lefkofsky has been involved in several platforms and systems throughout his career, the co-founder of Groupon, Lightbank, Uptake Technologies, Media Ocean, Echo, Global Logistics and Innerworkings, Eric Lefkofsky is familiar with challenges in developing platforms that provide solid data analysis and is equipped to overcome those challenges.
An alumni from the University of Michigan, Eric Lefkofsky also focuses on helping his Chicago community by establishing the Lefkofsky Family Foundation and serves upon the boards of Lurie’s Children Memorial Hospital, The Art Institute of Chicago and is the current chairman of the board of trustees for Chicago’s Steppenwolf Theatre. He also teaches at the University of Chicago’s Booth School of Business. Eric Lefkofsky’s community involvement is extensive.
As Tempus begins to provide the analytics required by today’s physicians to combat cancer and geneticists continue to study and design genome specific therapies, perhaps soon cancer will no longer be the killer it is considered.